8542TSE Standard

TOMATO BANK,LTD.

トマト銀行 Yahoo Finance

Recent & upcoming events

Past events

Aug 4

Earnings 2:00

Q1 earnings announcement (scheduled)

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Jun 25

Shareholder meeting 21:00

Shareholders' meeting

Venue: 株式会社トマト銀行本店岡山市北区番町2丁目3番4号 Details

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May 13

Earnings 2:00

FY earnings announcement (scheduled)

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Sep 27

Est.

Dividend Time TBD

Last day with rights (interim)

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Sep 28

Est.

Ex-dividend Time TBD

Ex-rights date (interim)

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Oct 27

Est.

Earnings 2:00 approx.

Q2 earnings

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2027

Jan 19

Est.

Earnings 1:00 approx.

Q3 earnings

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Mar 28

Est.

Dividend Time TBD

Last day with rights (year-end)

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Mar 29

Est.

Ex-dividend Time TBD

Ex-rights date (year-end)

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Apr 13

Est.

Earnings 2:00 approx.

Full-year earnings

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Jun 29

Est.

Earnings 2:00 approx.

Full-year earnings

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KPI highlights

FY26

Revenue —

Operating income —

Net income ¥1.97B YoY +8.4%

EPS ¥156 YoY +9.1%

P/E —

ROE 3.5% Equity ratio 4% Typical equity ratios vary a lot by industry. Banks, brokerages, and other financial companies tend to run lower ratios because leverage (using other people's capital) is core to their business model — a low ratio there isn't a sign of financial weakness.

Company guidance

FY2027/03 Company-issued full-year guidance (from earnings report) / %=vs prior FY

Revenue ¥29.50B —

Operating income — —

Net income ¥2.00B +1.5%

EPS ¥159 +1.6%

Quarterly fundamentals

Income & cash flow

Quarter	FY23 Q1	FY23 Q2	FY23 Q3	FY23 Q4	FY24 Q1	FY25 Q2
Revenue	¥5.08B	¥4.89B	¥5.17B	¥5.56B	¥5.68B	—
Operating income	—	—	—	—	—	—
Net income	¥200M	¥391M	¥313M	¥770M	¥56M	—
Operating CF	—	—	—	—	—	—

Ownership over time

Share of total shares outstanding (disclosed major holdings + undisclosed)（2021–2026）

事業法人国内機関海外機関個人未開示・浮動株

「国内機関」は信託銀行の名義口座（年金・パッシブ・一部海外資本を含む）を集計し、実質保有者へは分解していません。分類は開示名称からの推定です。

Top shareholders — rank & share

Top shareholders — actual figures (as of 2026)

Holder	Shares held	Ratio	Source
トマト銀行職員持株会	461,000	3.7%	Yuho (EDINET)
株式会社中国銀行	439,000	3.5%	Yuho (EDINET)
朝日生命保険相互会社	366,000	2.9%	Yuho (EDINET)
株式会社みずほ銀行	360,000	2.9%	Yuho (EDINET)
加藤清行	284,000	2.3%	Yuho (EDINET)
山佐株式会社	239,000	1.9%	Yuho (EDINET)
大川良彰	205,000	1.6%	Yuho (EDINET)
三井住友信託銀行株式会社	200,000	1.6%	Yuho (EDINET)
岡山県	198,000	1.6%	Yuho (EDINET)
損害保険ジャパン株式会社	192,000	1.5%	Yuho (EDINET)

Source：EDINET（大株主の状況）　Classification inferred from disclosed names

F-Score (Piotroski)

Banks, insurers, and other financial institutions are excluded from this score, as their financial structure differs fundamentally from typical operating companies.

Fact checklist

FY26

Equity ratio 4.1%

Current ratio —

Years of positive operating CF 5 of last 10 yrs

Payout ratio 35%

Latest fiscal year result Profit (net income ¥1.97B)

Performance history

Last 10 years

Income & assets

Unit: ¥100M

Item	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	FY26
Revenue	—	—	—	191	196	201	203	213	222	—
Operating income	—	—	—	—	—	—	—	—	—	—
Ordinary income	28.7	23.1	19.0	19.9	22.6	24.5	27.5	23.1	26.0	28.3
Net income	19.1	15.6	17.5	13.7	15.2	16.6	18.8	15.3	18.2	19.7
Total assets	13,335	13,121	12,702	12,111	13,013	14,019	13,112	13,425	13,640	13,888
Equity	488	501	504	489	518	548	542	568	559	574

A “—” means data wasn't available for that period — it's not a display error or an unusual value.

Indicators & cash flow

Unit: ¥100M

Item	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25	FY26
EPS	¥163	¥121	¥138	¥104	¥117	¥130	¥149	¥119	¥144	¥156
ROE	4.3%	3.1%	3.5%	2.8%	3.0%	3.1%	3.5%	2.8%	3.2%	3.5%
Operating CF	-33.1	-322	-584	-238	473	907	-1,103	68.1	86.4	96.9
Investing CF	-37.6	514	397	279	-109	-0.13	20.6	88.6	-12.1	-78.0
Financing CF	-12.6	-42.1	-19.1	-7.87	-8.06	21.7	-8.28	-8.40	-8.45	-8.15
FCF	-70.8	192	-187	41.2	365	907	-1,082	157	74.3	18.9

Source: EDINET (Annual Securities Report) (fetched 2026-08-29) *Some metrics supplemented from additional sources

Is this information incorrect?

Data provided by Twelve Data

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Company info

Tomato Bank Ltd is a financial institution operating within the banking sector, primarily serving as a community bank. Its primary function includes offering a comprehensive array of financial products and services tailored to meet the needs of individuals and businesses. These services typically encompass savings and checking accounts, loans, mortgages, credit facilities, and financial advisory services. Key features of Tomato Bank Ltd include a strong focus on personalized customer service and maintaining close ties with the communities it serves, which aids in understanding and addressing local economic needs effectively. The bank plays a crucial role in the regional economy by facilitating economic growth through lending and investment in local enterprises. As part of the banking industry, Tomato Bank Ltd contributes to financial stability and liquidity in the marketplace, ensuring that essential banking services are accessible to a wide range of customers. Its significance is further highlighted by its commitment to fostering financial inclusion and supporting community development initiatives. Through prudent management and adherence to regulatory requirements, Tomato Bank Ltd stands as a reliable financial partner for its constituents, bolstering economic activity and serving as a cornerstone of financial services in its operational region.

Ticker 8542

Industry Banks

Segment Standard

Sector Financials

Founded 1931

HQ Okayama

Total assets ¥1.39T

Equity ¥57.43B

BPS (ex-treasury) ¥4,102

Payout ratio 35%

Shares outstanding 11,679,000

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