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Mortgage Service Japan Limited

日本モーゲージサービス Yahoo Finance

Recent & upcoming events

Aug 7
Earnings 2:00
Q1 earnings announcement (scheduled)
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Jun 25
Shareholder meeting Time TBD
Shareholders' meeting
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May 11
Earnings 2:00
FY earnings announcement (scheduled)
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Sep 27
Est.
Dividend Time TBD
Last day with rights (interim)
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Sep 28
Est.
Ex-dividend Time TBD
Ex-rights date (interim)
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Nov 6
Est.
Earnings 1:00 approx.
Q2 earnings
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2027
Jan 29
Est.
Earnings 1:00 approx.
Q3 earnings
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Mar 28
Est.
Dividend Time TBD
Last day with rights (year-end)
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Mar 29
Est.
Ex-dividend Time TBD
Ex-rights date (year-end)
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Apr 30
Est.
Earnings 2:00 approx.
Full-year earnings
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Jul 23
Est.
Earnings 2:00 approx.
Q1 earnings
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KPI highlights

FY26
Revenue ¥7.96B YoY +5.2%
Operating income ¥1.58B margin 19.9%
Net income ¥1.09B YoY +10.9%
EPS ¥74 YoY +10.9%
P/E —
ROE 11.9% Equity ratio 39% Typical equity ratios vary a lot by industry. Banks, brokerages, and other financial companies tend to run lower ratios because leverage (using other people's capital) is core to their business model — a low ratio there isn't a sign of financial weakness.

Company guidance

FY2027/03 Company-issued full-year guidance (from earnings report) / %=vs prior FY
Revenue ¥8.20B +3.0%
Operating income ¥1.34B -15.4%
Net income ¥910M -16.5%
EPS ¥62 -16.4%

Quarterly fundamentals

Income & cash flow
Quarter FY23 Q1FY23 Q2FY23 Q3FY23 Q4FY24 Q1FY25 Q2
Revenue ¥1.83B¥1.73B¥1.75B¥1.79B¥1.84B—
Operating income ¥226M¥356M¥405M¥418M¥219M—
Net income ¥88M¥250M¥279M¥301M¥29M—
Operating CF ——————

Ownership over time

Share of total shares outstanding (disclosed major holdings + undisclosed)（2021–2026）

事業法人 38.4%国内機関 6.9%未開示 51%202120222023202420252026
事業法人国内機関海外機関個人未開示・浮動株

「国内機関」は信託銀行の名義口座（年金・パッシブ・一部海外資本を含む）を集計し、実質保有者へは分解していません。分類は開示名称からの推定です。

Top shareholders — rank & share

株式会社ビルダーズシステム研究所 25.4%株式会社ビルダーズシステム研究所株式会社日本レジデンシャルファンド 6.5%株式会社日本レジデンシャルファンドベル投資事業有限責任組合１無限責任組 5.1%ベル投資事業有限責任組合１無限責任組合員　ベル有限責任事業組合株式会社OSCARホールディングス 3.3%株式会社OSCARホールディングス大和証券株式会社 1.8%大和証券株式会社株式会社ノーブルホーム 1.6%株式会社ノーブルホームINTERACTIVE BROKER 1.6%INTERACTIVE BROKERS LLC（常任代理人　インタラクティブ・ブローカーズ証券株式会社）ヤマイチ株式会社 1.5%ヤマイチ株式会社202120222023202420252026

Top shareholders — actual figures (as of 2026)

Holder Shares held Ratio Source
株式会社ビルダーズシステム研究所 3,739,500 25.4% Yuho (EDINET)
株式会社日本レジデンシャルファンド 960,000 6.5% Yuho (EDINET)
ベル投資事業有限責任組合1無限責任組合員 ベル有限責任事業組合 744,200 5.1% Yuho (EDINET)
株式会社OSCARホールディングス 480,000 3.3% Yuho (EDINET)
大和証券株式会社 268,100 1.8% Yuho (EDINET)
株式会社ノーブルホーム 240,000 1.6% Yuho (EDINET)
INTERACTIVE BROKERS LLC 239,500 1.6% Yuho (EDINET)
ヤマイチ株式会社 222,000 1.5% Yuho (EDINET)
下津 和也 171,000 1.2% Yuho (EDINET)
友澤 悟郎 147,500 1.0% Yuho (EDINET)

Source：EDINET（大株主の状況）　Classification inferred from disclosed names

F-Score (Piotroski)

Banks, insurers, and other financial institutions are excluded from this score, as their financial structure differs fundamentally from typical operating companies.

Fact checklist

FY26
Equity ratio 38.7%
Current ratio 1.6×
Years of positive operating CF 5 of last 10 yrs
Payout ratio 47%
Latest fiscal year result Profit (net income ¥1.09B)

Performance history

Last 10 years
0億円20億円40億円60億円80億円 FY17FY18FY19FY20FY21FY22FY23FY24FY25FY26

Income & assets

Unit: ¥100M
Item FY17FY18FY19FY20FY21FY22FY23FY24FY25FY26
Revenue 58.662.962.771.271.376.973.371.175.779.6
Operating income 8.068.2411.614.814.217.014.714.014.015.8
Ordinary income 7.858.2611.514.814.217.014.714.014.016.0
Net income 5.565.848.0310.19.4611.310.08.749.8310.9
Total assets 183222149183203225222212221247
Equity 27.731.839.647.659.768.375.380.987.895.6

Indicators & cash flow

*Split-adjustedUnit: ¥100M
Item FY17FY18FY19FY20FY21FY22FY23FY24FY25FY26
EPS ¥44¥41¥57¥72¥66¥77¥68¥59¥67¥74
ROE 25.8%19.7%22.6%23.3%17.7%17.7%14.0%11.2%11.7%11.9%
Operating CF 4.31-20.095.5-9.84-17.0-3.859.1316.018.2-12.1
Investing CF -0.74-2.44-1.29-1.30-2.22-1.82-1.84-0.38-2.25-1.61
Financing CF 7.3528.2-90.015.216.56.45-13.3-13.0-10.913.0
FCF 3.57-22.594.2-11.1-19.2-5.677.2815.615.9-13.7

Source: EDINET (Annual Securities Report) (fetched 2026-08-29) *Some metrics supplemented from additional sources

Is this information incorrect?

Data provided by Twelve Data