Service is in preparation Official β release coming soon. Some features are still being adjusted.

Investical Earnings & investing calendar Earnings & investing calendar
/
RRakuten Bank,Ltd. logo
5838TSE Prime

Rakuten Bank,Ltd.

楽天銀行 Yahoo Finance

Recent & upcoming events

Aug 6
Earnings 2:00
Q1 earnings announcement (scheduled)
Add to Google Calendar
Jun 23
Shareholder meeting Time TBD
Shareholders' meeting
Add to Google Calendar
May 12
Earnings 2:00
FY earnings announcement (scheduled)
Add to Google Calendar
Nov 11
Earnings 1:00 approx.
Q2 earnings announcement (scheduled)
Add to Google Calendar
2027
Feb 3
Est.
Earnings 1:00 approx.
Q3 earnings
Add to Google Calendar
May 5
Est.
Earnings 2:00 approx.
Full-year earnings
Add to Google Calendar
Jul 28
Est.
Earnings 2:00 approx.
Q1 earnings
Add to Google Calendar
Oct 20
Est.
Earnings 2:00 approx.
Q2 earnings
Add to Google Calendar

KPI highlights

FY26
Ordinary revenue ¥255.58B YoY +38.5% Total core revenue for banks and insurers (interest income, fee & commission income, insurance premiums, etc.). Defined differently from an operating company's revenue.
Operating income —
Net income ¥73.07B YoY +43.9%
EPS ¥419 YoY +43.9%
P/E —
ROE 21.7% Equity ratio 2% Typical equity ratios vary a lot by industry. Banks, brokerages, and other financial companies tend to run lower ratios because leverage (using other people's capital) is core to their business model — a low ratio there isn't a sign of financial weakness.

Company guidance

FY2027/03 Company-issued full-year guidance (from earnings report) / %=vs prior FY
Revenue — —
Ordinary revenue (forecast) ¥343.46B +34.4%
Operating income — —
Net income ¥88.14B +20.6%
EPS ¥505 +20.6%

Quarterly fundamentals

Income & cash flow
Quarter FY23 Q2FY23 Q3FY23 Q4FY24 Q1FY24 Q2FY25 Q2
Revenue ¥22.12B¥22.32B¥23.93B¥25.05B——
Operating income ——————
Net income ¥7.79B¥7.72B¥8.67B¥9.02B——
Operating CF ——————

Ownership over time

Share of total shares outstanding (disclosed major holdings + undisclosed)（2023–2026）

事業法人 49.3%国内機関 9.7%海外機関 11.9%未開示 29.2%2023202420252026
事業法人国内機関海外機関未開示・浮動株

「国内機関」は信託銀行の名義口座（年金・パッシブ・一部海外資本を含む）を集計し、実質保有者へは分解していません。分類は開示名称からの推定です。

Top shareholders — rank & share

楽天グループ株式会社 49.3%楽天グループ株式会社日本マスタートラスト信託銀行株式会社 7.4%日本マスタートラスト信託銀行株式会社(信託口)JP MORGAN CHASE BA 2.7%JP MORGAN CHASE BANK 380634(常任代理人　株式会社みずほ銀行決済営業部)株式会社日本カストディ銀行(信託口) 2.3%株式会社日本カストディ銀行(信託口)J.P. MORGAN BANK L 2.1%J.P. MORGAN BANK LUXEMBOURG S.A. 384513 (常任代理人　株式会社みずほ銀行決済営業部)2023202420252026

Top shareholders — actual figures (as of 2026)

Holder Shares held Ratio Source
楽天グループ株式会社 85,962,580 49.3% Yuho (EDINET)
日本マスタートラスト信託銀行株式会社(信託口) 12,862,000 7.4% Yuho (EDINET)
JP MORGAN CHASE BANK 380634 4,716,600 2.7% Yuho (EDINET)
株式会社日本カストディ銀行(信託口) 4,013,900 2.3% Yuho (EDINET)
J.P. MORGAN BANK LUXEMBOURG S.A. 384513 3,723,700 2.1% Yuho (EDINET)
BNYM AS AGT/CLTS NON TREATY JASDEC 2,868,672 1.6% Yuho (EDINET)
THE CHASE MANHATTAN BANK, N.A. LONDONSECS LENDING OMNIBUS ACCOUNT 2,678,276 1.5% Yuho (EDINET)
GOLDMAN SACHS INTERNATIONAL 2,346,299 1.3% Yuho (EDINET)
GOVERNMENT OF NORWAY 2,334,916 1.3% Yuho (EDINET)
JP MORGAN CHASE BANK 385642 2,189,289 1.3% Yuho (EDINET)

Source：EDINET（大株主の状況）　Classification inferred from disclosed names

F-Score (Piotroski)

Banks, insurers, and other financial institutions are excluded from this score, as their financial structure differs fundamentally from typical operating companies.

Fact checklist

FY26
Equity ratio 2.2%
Current ratio —
Years of positive operating CF 4 of last 6 yrs
Payout ratio 0%
Latest fiscal year result Profit (net income ¥73.07B)

Performance history

Last 10 years
Ordinary revenueOperating revenue
0億円639億円1,278億円1,917億円2,556億円 FY21FY22FY23FY24FY25FY26

Income & assets

Unit: ¥100M
Item FY21FY22FY23FY24FY25FY26
Revenue 643661————
Ordinary revenue ——1,2041,3801,8452,556
Operating income ——————
Ordinary income ——3874847151,031
Net income 189191277344508731
Total assets ——115,895134,805147,486165,921
Equity 1,8682,0652,3172,7963,1913,895

A “—” means data wasn't available for that period — it's not a display error or an unusual value.

Indicators & cash flow

Unit: ¥100M
Item FY21FY22FY23FY24FY25FY26
EPS ¥114¥122¥168¥198¥291¥419
ROE 10.1%9.2%13.8%14.5%18.0%21.7%
Operating CF -1,143-3,3925,94710,2791,8383,543
Investing CF 415-4,913-1,936-3,011-7,326-4,576
Financing CF ——0.001330.000.00
FCF 14,96114,5654,0117,268-5,488-1,033

A “—” means data wasn't available for that period — it's not a display error or an unusual value.

Source: EDINET (Annual Securities Report) (fetched 2026-08-29) *Some metrics supplemented from additional sources

Is this information incorrect?

Data provided by Twelve Data