Service is in preparation Official β release coming soon. Some features are still being adjusted.

Investical Earnings & investing calendar Earnings & investing calendar
/
PPaycloud Holdings Inc. logo
4015TSE Growth

Paycloud Holdings Inc.

ペイクラウドホールディングス Yahoo Finance

Recent & upcoming events

Jul 14
Earnings 2:00
Q3 earnings announcement (scheduled)
Add to Google Calendar
Apr 14
Earnings 2:00
Q2 earnings announcement (scheduled)
Add to Google Calendar
Jan 14
Earnings 1:00
Q1 earnings announcement (scheduled)
Add to Google Calendar
2025
Nov 25
Shareholder meeting Time TBD
Shareholders' meeting
Add to Google Calendar
Oct 14
Est.
Earnings 2:00 approx.
Full-year earnings
Add to Google Calendar
Oct 15
Earnings 2:00 approx.
FY earnings announcement (scheduled)
Add to Google Calendar
2027
Jan 12
Est.
Earnings 1:00 approx.
Q1 earnings
Add to Google Calendar
Apr 13
Est.
Earnings 2:00 approx.
Q2 earnings
Add to Google Calendar
Jul 13
Est.
Earnings 2:00 approx.
Q3 earnings
Add to Google Calendar

KPI highlights

FY25
Revenue ¥10.23B YoY +49.3%
Operating income ¥731M margin 7.1%
Net income ¥144M YoY +93.9%
EPS ¥9 YoY +68.7%
P/E —
ROE 3.4% Equity ratio 47% Typical equity ratios vary a lot by industry. Banks, brokerages, and other financial companies tend to run lower ratios because leverage (using other people's capital) is core to their business model — a low ratio there isn't a sign of financial weakness.

Company guidance

FY2026/08 Company-issued full-year guidance (from earnings report) / %=vs prior FY
Revenue ¥11.50B +12.4%
Operating income ¥800M +9.4%
Net income ¥360M +150.4%
EPS ¥23 +149.8%

Quarterly fundamentals

Income & cash flow
Quarter FY23 Q2FY23 Q3FY23 Q4FY24 Q1FY24 Q2FY24 Q3
Revenue ¥1.07B¥1.16B¥1.04B¥951M¥2.82B¥2.04B
Operating income ¥82M¥56M¥50M¥36M¥268M¥-16M
Net income ¥39M¥42M¥-2M¥-12M¥152M¥-64M
Operating CF ——————

Ownership over time

Share of total shares outstanding (disclosed major holdings + undisclosed)（2021–2025）

事業法人 13%国内機関 4.6%個人 28.8%未開示 52.1%20212022202320242025
事業法人国内機関海外機関個人未開示・浮動株

「国内機関」は信託銀行の名義口座（年金・パッシブ・一部海外資本を含む）を集計し、実質保有者へは分解していません。分類は開示名称からの推定です。

Top shareholders — rank & share

三浦　嚴嗣 15.8%三浦　嚴嗣岩井　陽介 9.4%岩井　陽介株式会社CARTA HOLDINGS 5.8%株式会社CARTA HOLDINGS尾上　徹 3.6%尾上　徹株式会社マーフコーポレーション 2.9%株式会社マーフコーポレーション株式会社カストディ銀行（信託口） 2.8%株式会社カストディ銀行（信託口）大日本印刷株式会社 2.8%大日本印刷株式会社株式会社ＳＢＩ証券 1.8%株式会社ＳＢＩ証券テクミラホールディングス株式会社 1.6%テクミラホールディングス株式会社IWAI GROUP PTE. LT 1.6%IWAI GROUP PTE. LTD.(常任代理人　SMBC日興証券株式会社)20212022202320242025

Top shareholders — actual figures (as of 2025)

Holder Shares held Ratio Source
三浦 嚴嗣 2,510,903 15.8% Yuho (EDINET)
岩井 陽介 1,492,000 9.4% Yuho (EDINET)
株式会社CARTA HOLDINGS 917,900 5.8% Yuho (EDINET)
尾上 徹 573,040 3.6% Yuho (EDINET)
株式会社マーフコーポレーション 464,980 2.9% Yuho (EDINET)
株式会社カストディ銀行（信託口） 448,500 2.8% Yuho (EDINET)
大日本印刷株式会社 439,040 2.8% Yuho (EDINET)
株式会社SBI証券 283,788 1.8% Yuho (EDINET)
テクミラホールディングス株式会社 250,000 1.6% Yuho (EDINET)
IWAI GROUP PTE. LTD. 250,000 1.6% Yuho (EDINET)

Source：EDINET（大株主の状況）　Classification inferred from disclosed names

F-Score (Piotroski)

5/9

Checks financial health against 9 criteria and shows how many are met as a fraction (more ✓ marks is healthier). Items with no data are shown as “—” — they're simply excluded from judgment, not counted against the score.

✓ Positive ROA ROA 1.5%
✓ Positive operating cash flow ¥1.41B
✓ ROA improved YoY 0.9% → 1.5%
✓ Operating CF exceeds net income (accrual quality) OCF ¥1.41B / net income ¥144M
✗ Equity ratio improved* Substitute for the original “decrease in long-term debt” 50.2% → 46.5%
✗ Current ratio improved 1.72× → 1.59×
✗ No dilution (shares outstanding did not increase) 15,717,908 → 15,907,408
✗ Gross margin improved 43.9% → 39.1%
✓ Asset turnover improved 0.83× → 1.09×

This score is reference information based on our own financial metrics. It is NOT a credit rating issued by a credit rating agency under Article 66-27 of the Financial Instruments and Exchange Act, and is NOT investment advice or a recommendation. Make investment decisions at your own responsibility.

Fact checklist

FY25
Equity ratio 46.5%
Current ratio 1.6×
Years of positive operating CF 4 of last 6 yrs
Payout ratio 0%
Latest fiscal year result Profit (net income ¥144M)

Performance history

Last 10 years
0億円26億円51億円77億円102億円 FY20FY21FY22FY23FY24FY25

Income & assets

Unit: ¥100M
Item FY20FY21FY22FY23FY24FY25
Revenue 12.014.611.744.868.5102
Operating income 1.373.06-1.611.643.387.31
Ordinary income —2.80-15.11.333.207.14
Net income 1.442.29-18.31.140.741.44
Total assets 10.533.938.644.082.694.1
Equity 4.2113.114.321.642.245.3

A “—” means data wasn't available for that period — it's not a display error or an unusual value.

Indicators & cash flow

Unit: ¥100M
Item FY20FY21FY22FY23FY24FY25
EPS ¥25¥34¥-252¥11¥5¥9
ROE 34.2%——6.4%2.4%3.4%
Operating CF 4.16-0.05-2.185.6211.614.1
Investing CF -0.04-23.4-1.94-0.88-0.20-2.73
Financing CF 0.7423.4-0.97-0.811.210.11
FCF 3.68-1.33-4.124.7411.411.4

A “—” means data wasn't available for that period — it's not a display error or an unusual value.

Source: EDINET (Annual Securities Report) (fetched 2026-08-29) *Some metrics supplemented from additional sources

Key financial metrics

3-year revenue growth ✓

Sector positioning

Relative standing within the sector
Is this information incorrect?

Data provided by Twelve Data